UCC Searches and Filings & LIEN Searches

The Uniform Commercial Code (UCC) is a set of suggested laws, which are divided into nine articles all relating to commercial law.  Article 9, now Revised Article 9 (RA9), refers to the section of the code in which a security interest (aka UCC filing) may be created to protect a creditor’s rights if a debtor defaults on their obligation. The Code is a notification system by creditors showing an interest in a debtor’s property (collateral).  The financing statement or UCC is filed informing the public of this interest.

Once a UCC has been filed, it’s extremely important to follow up with a search to ensure the filing was properly indexed, thus aiding in “perfecting” the security interest. Performing due diligence in support of commercial transactions such as mergers, acquisitions or a new loan are just a few of the reasons a UCC search may be required. This is also where it can get tricky as UCC search logic is not nationally standardized like the filing forms.

In addition to searching for UCCs, you may find you need to dig a little deeper and search for state and/or federal tax liens, pending suits, judgments or bankruptcy filings. To find what you’re looking for and to ensure your search is thorough requires the experience of knowing what’s filed where. Accumera’s resources give us the ability to put that experience to work for you.

We offer the following searches:

  • State UCC
  • Local UCC/Fixtures
  • Federal tax Lien
  • State Tax Lien
  • Judgments
  • Pending Suits
  • US District Court
  • Bankruptcy


Ready to order your UCC and/or Lien Search? Download our UCC & LIEN Search Order Form here. Please contact us with any questions. Thank you!